Professional Indemnity Insurance for UK Firms

Architects, engineers, surveyors, accountants, solicitors and consultants all carry the same underlying exposure. If a client says your advice, your design or your work caused them a financial loss, you may have to defend that claim whether or not it has any merit. Professional indemnity insurance meets the cost of defending it, and the damages if it succeeds. For a great many firms it is not optional. The SRA, RICS, ICAEW and ARB all require their members to hold cover, and most professional appointments make it a condition of engagement before work can start. CJ Coleman places professional indemnity risks through Lloyd's and the London market, including risks that mainstream insurers have found difficult to price or have declined outright.